Denied Long-Term Disability Benefits?
Understand Why Your Claim Was Denied — and What Steps You Can Take Next to Fight Back and Recover Your Benefits
Get a Free, No-Obligation Review of Your Denial Letter from an Experienced Disability Attorney
Your information is safe with us and will not be shared
Get a Free, No-Obligation Review of Your Denial Letter from an Experienced Disability Attorney
Your information is safe with us and will not be shared
What You'll Get
Here's what we'll do — 100% free:
- Carefully review your denial letter
- Identify the type of denial (technical, medical merit, pre-existing, etc.)
- Determine whether you have a case for appeal
- Explain your options for appeal or lawsuit
- Recommend next steps based on your unique situation
- Provide feedback in plain, easy-to-understand terms
- Carefully review your denial letter
- Identify the type of denial (technical, medical merit, pre-existing, etc.)
- Determine whether you have a case for appeal
- Explain your options for appeal or lawsuit
- Recommend next steps based on your unique situation
- Provide feedback in plain, easy-to-understand terms
There's no obligation to hire us — but if you want to move forward, we’re ready to help.
Who This Is For
This free review is ideal for individuals who:
- Have received a denial letter from a long-term disability insurer
- Are unsure what the denial means or how to respond
- Want to know if they have a strong case for appeal
- Feel overwhelmed by the process and want professional guidance
- Have received a denial letter from a long-term disability insurer
- Are unsure what the denial means or how to respond
- Want to know if they have a strong case for appeal
- Feel overwhelmed by the process and want professional guidance
Whether you have an ERISA group policy or an individual disability policy, we can help.
Why Choose Ortiz Law Firm
With experience handling LTD appeals and lawsuits against all major insurers — including Unum, Sun Life, New York Life, Reliance Standard, Prudential, and more — we know how to spot unfair denials and build winning appeals.
- Have received a denial letter from a long-term disability insurer
- Are unsure what the denial means or how to respond
- Want to know if they have a strong case for appeal
- Feel overwhelmed by the process and want professional guidance
- Have received a denial letter from a long-term disability insurer
- Are unsure what the denial means or how to respond
- Want to know if they have a strong case for appeal
- Feel overwhelmed by the process and want professional guidance
Whether you have an ERISA group policy or an individual disability policy, we can help.
What Past Clients Say
"We are already putting Nick's recommendations to work and hoping that we will not require further legal services, but if we do, I can assure you we won't look elsewhere. Do yourself a favor if you have disability legal needs and call Mr. Ortiz office."
- A. deCoudres
"Some people say they are experts and some people are actually experts. Mr. Ortiz is the real deal and so generous it is hard to believe. I had a question that I consulted with people around the country about. Nobody could answer the question. Mr. Ortiz emailed me the case law confirming his answer. Gave it all away and said he could help me in the future if I needed."
- A. Dobrick
"I cannot say enough about this very knowledgeable, kind, and keen-to-help lawyer. He is very transparent about his strategy and ability to assist, very honest. He took over an hour of his time on a Friday evening to give me excellent direction despite knowing I would not be able to retain him as a lawyer in my case."
- S. J. Meredith
Take the First Step to Fighting Your Denial
Your information is safe with us and will not be shared
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