The Ultimate Disability Insurance Appeal Guide

"the Step-By-Step Guide to Prepare a Disability Insurance Appeal Like a Lawyer"

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"Want to Know the EXACT Process a Disability Lawyer Follows to Appeal a Denial…? Get your FREE Disability Insurance Appeal Guide today!

Get Insider Tips, Strategies, and Templates You Can Use During the Appeal Process…

Dear Claimant,

Since 2005, I’ve represented thousands of disability claimants across the United States.

I’ve figured out what works, what doesn’t.

And here’s what I know…

Most disability insurance appeals SUCK!

When most people file a disability insurance appeal it is a really basic, one or two paragraph appeal letter that basically says,

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Disability Attorney Nick A. Ortiz

“Look, long term disability insurance company. I really think you got this one wrong.

I think there is more than enough evidence to support my disability claim.

I want you to go back, take another look at my claim file, and I think you will see that there’s enough evidence to approve my claim for disability benefits.

So, I hereby appeal, go back and take another look at it.”

Now, that is a totally insufficient disability insurance appeal!

And that’s one of the big reasons I put together this Ultimate Disability Insurance Appeal Guide…

The Appeal Guide is my step-by-step guide to appealing a wrongful denial or termination of benefits.

With insider tips, strategies, and templates, you’ll have everything you need to prepare an effective appeal.

It’s all there for you.

Download your copy of the guide and start building your best case today!

Take a Look Inside the Guide...

The guide will walk you through the step-by-step process to appeal a denial of an ERISA or non-ERISA claim. The deadlines and the laws that govern these claims are very different, but the appeal process follows the same basic steps:

  • ​Step 1: Calendar Your Appeal Deadline
  • Step 2: Request Your Claim File and Policy
  • ​​Step 3: Make Doctors' Appointments
  • ​​Step 4: Review Your Claim File
  • Step 5: Request Updated Medical Records
  • ​​Step 6: What to Do at Your Doctors' Appointments
  • ​​Step 7: If You Find Yourself Running Out of Time
  • ​​Step 8: Submit Your Appeal and Wait for a Decision

WAIT! There’s More!

Cut through insurance industry jargon and confusing "legalese" to understand the terms of your disability insurance policy and how they impact your disability claim. Chapter 5 is dedicated to helping you understand some of the more complicated exclusions and limitations:

  • ​The "Elimination Period"
  • ​​​Your "Monthly Benefit Amount"
  • ​​"Own Occupation" vs "Any Occupation"
  • ​​The "Maximum Benefit Period"
  • ​"Pre-Existing Condition" Exclusions
  • ​​"Mental and Nervous Condition" Limitations
  • "​Chronic Pain and Subjective Complaint" Limitations
  • ​​"Other Income Benefits"

And That's Not All...

The Guide is also PACKED with templates for appeal letters, requesting for more time, requesting your files from the insurer and your medical providers, and residual functional capacity forms for your doctors:

  • ​Form 1a: ERISA Appeal with Request for More Time
  • ​​Form 1b: ERISA Appeal is Complete Notification
  • ​​Form 2: ERISA Request for Claim File and Policy
  • ​​Form 3: Doctor's Guide to ERISA
  • ​​Form 4: ERISA Appeal with Support
  • ​​Form 5: Non-ERISA Appeal with Request for More Time
  • Form 6: Non-ERISA Appeal with Support
  • Form 7: Non-ERISA Appeal with Support and Request for More Time
  • ​​Form 8: HITECH Medical Record Request Form
  • ​​Form 9: Non-ERISA Request for Claim File and Policy
  • ​​Form 10: Non-ERISA Appeal is Complete Notification
  • ​​Residual Functional Capacity Forms

GRAB YOUR COPY OF

“THE ULTIMATE DISABILITY INSURANCE APPEAL GUIDE”

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FREE Instant Access

Enter your best email below and I'll send you a FREE copy of the Ultimate Disability Insurance Appeal guide!

Your information is safe with us and will not be shared with any third party.

"Want to Know the EXACT Process a Disability Lawyer Follows to Appeal a Denial…? Get your FREE Disability Insurance Appeal Guide today!

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